When you are involved in a car accident, you may be relieved that you have your insurance policy to rely on. However, because of Georgia’s fault laws, you may need to hold the liable party responsible instead. Unfortunately, that can be difficult when the at-fault party does not have the insurance they should.
Fortunately, you have opportunities to protect your health, safety, and well-being with our legal services at Slam Dunk Attorney. Our Duluth uninsured motorist car accident lawyer is dedicated to helping our clients navigate the complexities of their insurance policies to get the best possible results following a collision.
Contact a Duluth car accident lawyer at our firm to request a 100% free consultation today and learn more about how you can demand justice and the compensation you deserve.
Your Insurance Policy May Have Contingencies for Uninsured Motorist Accidents
As someone who pays their insurance policy, you may be concerned about having the coverage you need following a car accident. Unfortunately, many people do not understand how their coverage works, which can impact their ability to recover following one of these accidents. Keep in mind the details below as you and your Duluth personal injury lawyer navigate your insurance claim and identify the best path forward for your commercial truck wreck, motorcycle accident, or car crash claim.
Georgia Is a Fault State for Car Accidents
According to the Georgia Office of the Commissioner of Insurance and Safety Fire, Georgia is a fault state. That means that drivers are responsible for the damages they cause. Because of this, if another driver was careless and injured you in the process, they may be held financially responsible for your injuries.
Your insurance policy will typically primarily include liability coverage. That means that if you cause an accident, your insurance company pays for the other party’s injuries so that you do not have to pay out of pocket. However, this also means that your car insurance company may not cover any of your crash expenses if you do not have comprehensive or collision insurance.
Fortunately, according to Georgia Code § 33-7-11, your insurance policy should include coverage for uninsured motorists. If you are struck in a hit-and-run or by an underinsured or uninsured motorist, your insurance policy should cover the cost of your recovery. In these situations, your uninsured motorist car accident lawyer in Duluth with Slam Dunk Attorney can file a claim with your insurance company rather than a third-party claim.
The Insurance Company Is Not Always on Your Side
Unfortunately, you may still struggle to get the compensation you are entitled to. Insurance companies are expected to provide a settlement offer that covers the costs of your damages caused by the policyholder, but they may instead offer a lowball settlement or other tactics. That is because insurance companies are for-profit businesses, which means they may put your recovery below these profits.
This can be the case whether you file with your own insurance company or a third-party claim. In either case, you may find yourself getting delayed responses, low settlement offers, or even denials for no reasonable cause. In these cases, you may need to pursue results with an experienced uninsured motorist car accident attorney in Duluth from our firm to identify what your claim is worth, negotiate its value, and take your claim to court if the insurance company refuses to settle.
For a free legal consultation with an uninsured motorist car accident lawyer serving Duluth, call 404-951-3513
Steps You Can Take After an Uninsured Motorist Accident
In the wake of a serious car accident, it can be difficult to take the right steps towards compensation. You may be concerned about the best way to move forward from the accident scene alone. Below are a few steps that you can take to better navigate the aftermath of an accident and take action.
Seek Medical Care
First, seek medical attention for any injuries you have. Even if you feel fine, taking action to pursue medical care can help you avoid worsening injuries and prove that you were injured at all in the accident. Failure to act can leave you with worsening injuries that could have been resolved or lessened by medical care.
Document the Scene
If possible to do safely, be sure to document as much of the accident scene as possible. That includes taking pictures, talking to witnesses, and gathering any other information you can about the accident. With this information in hand, your uninsured motorist car accident lawyer in Duluth can get a head start on preparing for your claim.
Report the Accident
According to Georgia Code § 40-6-273, you are required to report accidents in which someone is injured or killed or in cases of property damage above $500. If you do not do so, you may face legal penalties, which can hurt your ability to recover. Likewise, you can use your police report as you pursue your claim.
Duluth Uninsured Motorist Car Accident Lawyer Near Me 404-951-3513
Contact an Uninsured Motorist Car Accident Attorney in Duluth
Navigating a car accident claim of any type alone can be difficult. That gets worse if the other driver does not have insurance, meaning you may have to take other steps to pursue compensation. With an attorney from Slam Dunk Attorney on your side, you have professional legal aid on your side throughout your case.
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Your Lawsuit Should Cover Any Damages You Suffered in the Car Crash
As you navigate a lawsuit, you need to know that your claim covers your many expenses and suffering. However, you may not have the tools and resources to do so properly. Talk to our team about the damages you may be entitled to and how we can help.
Financial Losses
First, be sure that you have your economic damages covered by your insurance claim or lawsuit. Your economic damages should cover any financial losses you have suffered because of the accident, including medical bills and lost wages. Keep in mind that this also includes future damages, so if you know you will need surgery or other care in the future, talk to us about adding that to your compensation.
Pain and Suffering
Beyond your economic damages, you may need compensation for the pain and suffering you have experienced because of the accident. However, these damages are intangible, making them harder to identify, value, and prove. Fortunately, we have the tools you need to handle these damages.
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Contact Us for Zealous Legal Representation When You Need Results
When you are involved in a car accident, but the liable party does not have the insurance to cover your injuries, it can potentially leave you paying out of pocket. You may have uninsured motorist insurance as part of your insurance coverage, but your provider may not be so willing to provide a fair settlement offer. When this happens, do not forget that you do have other options.
At Slam Dunk Attorney, we help our clients navigate the difficulties that can arise when they have been hurt in a car accident and the other driver does not have insurance. We are here to help guide you through this complex matter and aid you in pursuing your case.
When you are ready to get started, we begin with a free consultation with a skilled Duluth uninsured motorist car accident attorney when you call our office or fill out our online contact form.
Call or text 404-951-3513 or complete a Free Case Evaluation form
